Medicare Resources & Guides
Financial assistance
Help Paying for Medicare and Everyday Expenses
If money is tight, there may be programs that help with Medicare premiums, prescriptions, food, utilities and transportation. Washington has more of these than most people realize, and one of them has no asset test.
See programs that may help βEvery guide, by what you need help with
Plain-English guides to Washington and federal programs, grouped by the problem each one helps with.
Start here
- Help Paying for Medicare and Everyday Expenses
The overview of programs for premiums, prescriptions, food, utilities and transportation.
- What Help Should I Check?
Answer a few questions to see which programs may be worth checking.
- Senior Help in Clark County
Local help, organized by the problem you need solved.
Medicare premiums and costs
- Help Paying Your Part B Premium
Washington's Medicare Savings Programs, which have no asset test.
- QMB, SLMB and QI Explained
What each Medicare Savings Program actually pays for.
- SSI for Seniors
What Supplemental Security Income is, and how it differs from Social Security.
Prescriptions
- Medicare Extra Help
Lower Part D costs: the income limits and how to apply.
- Help Paying for Prescriptions
Every route to lower drug costs with Medicare.
Apple Health (Medicaid) with Medicare
- Apple Health and Medicare
How Washington Medicaid works alongside Medicare, and how to apply.
- What Dual Eligible Means
Full-benefit versus partial-benefit, explained plainly.
- Medicaid Spenddown in Washington
How Apple Health can open to some people whose income is above the standard.
- Apple Health Medicare Connect Explained
What these plans for people with Medicare and Medicaid are, and what to ask first.
Food, utilities and phone
- Basic Food for Seniors
Washington's SNAP, and the medical expense rule most seniors never hear about.
- Help With Heating and Electricity Bills
LIHEAP, SHEAP, and what to do if you have a shut-off notice.
- Lifeline Phone and Internet Discount
Who qualifies, and how it differs from the discontinued ACP.
Long-term care
- Long-Term Care Help in Washington
Where to start with in-home care, facility care and caregiver help.
- WA Cares Fund
What it can pay for, and why it is neither Medicare nor Medicaid.
Veterans
- Veteran Benefits for Washington Seniors
VA health care, pension and caregiver support, and where Medicare fits.
- Medicare and VA Benefits Together
Why keeping Medicare usually matters even if you use the VA.
- VA Aid and Attendance
What it is, and what it is not.
Clark County
- Senior Property Tax Help
The exemption and the deferral, and why the difference matters.
- Senior Transportation in Clark County
Reduced C-TRAN fares, C-VAN paratransit, and the Medicare rule most riders miss.
Medicare 101: Understanding Your Options
A comprehensive guide to Medicare basics, including Parts A, B, C, and D, and how they work together.
Turning 65 Medicare Toolkit
Complete guide for turning 65 and Medicare enrollment. Timeline, checklists, documents needed, and downloadable PDF.
Medicare Visit Checklist
Download our checklist to help you prepare for your Medicare appointment and get the most out of our time together.
Frequently Asked Questions
Common questions about Medicare enrollment, plan changes, and coverage options answered by a local expert.
2026 Medicare Costs & Changes
Current-year Medicare premiums, deductibles, and the $2,100 Part D cap β plus what's changing for 2027.
Latest Medicare Insights
Medicare 2027 Preview: What Vancouver Seniors Need to Know
Part D cap rises to $2,400, deductible $700, and new CMS rules β the April 2026 decisions explained for Clark County.
Medicare Mid-Year Checklist 2026 for Vancouver & Clark County
Six steps to review your doctors, prescriptions, and costs now β before AEP opens October 15, 2026.
Need Personal Help?
While these resources are helpful, nothing beats a personal conversation about your specific situation. I'm here to answer your questions and help you find the right Medicare plan.
